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 About us

 Financial advisers, in Reading, Berkshire.

Financial advice, and financial planning, tailored to suit your needs

Financial advice with no pressure, Financial services for all!

Millhaven Independent Advice is an appointed representative of Sesame Ltd the largest independent distributor of financial and other insurance products in the UK. Millhaven is a firm of independent financial advisers. Sesame is ultimately owned by Friends Life. Millhaven is situated in Reading, Bekshire, which is very close to Newbury, Wokingham, Basingstoke, Cookham, Maidenhead, and Ascot, but we travel to your home or office, so you do not have to be in the Reading area to receive advice from us. It's nice to have an advisor come to you ,at a time suitable to you, to discuss matters in a quiet and measured way, no fuss, no pressure, but with a high level of service.

Please feel free to call Millhaven on 0118 958 6562

E Mail on: stuart@slawes.fsnet.co.uk

Or see below under next to send message to Millhaven.

Experience

The importance of good  financial advice

The principal of Millhaven Independent Advice, Mr Stuart Lawes, has been  advising within the insurance industry now for over 28 years, educated in Newbury,  previously living in Wokingham, and working in Camberley and Wokingham,and now practicing in Reading, providing financial services to an increasing client bank. Due to the size of Sesame Ltd, Millhaven Independent Advice, has tie ups with approved providers for expert, specialist financial advice, in the fields of pension drawdown, commercial mortgages, equity release, and debt solutions.

Millhaven can review your financial planning needs including savings and lump sum investments, pensions, protection and mortgages. Why go to a single financial provider when you can come to us for independent financial advice - a wise choice indeed.

Millhaven Independent Advice has the advantage of being able to use the resorces of the Sesame Research Department, a fully resourced research team dedicated to making sure you receive the best products and funds available in the financial maket place today.

So whether you live in Reading, or close, such as Basingstoke, or out at Swindon, or miles from Reading, then please feel free to call us at any time, for an appointment, to discuss you situation with an adviser.

Millhaven, IFAS Reading. Your local IFA providing financial services over a wide area.

Free Consultation

You can have a free initial consultation, with a financial adviser/advisor. There's no fee, no catch and no obligation on your part.  We can call you to arrange a time that suits you. No pressure, no problems!

It takes time to provide quality investment advice, so Millhaven, (Reading), gives plenty of time to gather all the necessary information, to provide the required investment advice, that you require and deserve.

Please feel free to call Millhaven on, (Reading), 0118 958 6562

E Mail Millhaven on:- stuart@slawes.fsnet.co.uk

Or click on NEXT below for direct message service.

And remember Millhaven, (Reading), offers:

Mortgage solutions, remortgaging strategies, pension planning, investment advice, protection plans, retirement options, drawdown, pension transferrs, and finanial planning for private clients and for corporate clients.

Some of the areas Millhaven cover:-

Reading, Wokingham, Newbury, Windsor, Eton, Ascot, Maidenhead, Henely On Thames, Marlow, Oxford, Bracknell, Slough, Cookham, High Wycombe, Wallingford, Hungerford, Swindon, Basingstoke, Camberley, Berkshire, South of England, London.

 

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Free Consultation

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Let us help you with your finances, with careful and dilligent financial advice, made simple & easy to understand, and using our fully staffed in house research department.

Millhaven Independent Advice offers qualified, financial advice to individuals and companies with our own philosophy.

The need for good financial planning is crucial for anyone wanting to create financial security for themselves, or their company, to ensure that they have structured their affairs correctly. The whole field of financial planning can seem endlessly complicated, especially when you add the tax and legal situations to the basic financial requirements that you may have, so why not let a qualified financial adviser help you to achieve your objectives. Completing a financial review will help you to see your overall circumstances, and talking it through with someone else can be of great help. Pensions can be a real issue that requires advice for example.

Going onto the internet to try to get a grasp of all aspects of financial planning, including savings, pensions, and investment planning, can be a help, but is it the whole answer. For example how many people write their life cover under trust? If you don't, then on death how much goes to the tax man? In a lot of cases around 40%! So you may have tried your best to do it your self, but in the end did you know enough about the subject? All in all it can be a nightmare! Remember, the internet and the information it provides does not make a qualified adviser, and sometimes a little knowledge can be a bit of a problem. Most life cover should be written under trust, so have you done yours under trust?

At Millhaven we listen to your needs and circumstances, and you current financial situation, and discuss with you the matters that are of interest to you, in a clear jargon free way, so as to be able to provide the correct,  advice, and select the  appropriate financial products, and investments, for you. We always try to provide you with a high level of service. And remember we are a qualified independent advisor firm, so you are not stuck with the products of one provider only, as no one provider is good at everything, so you need to use the whole market.

Sesame Research

Sesame Research is part of Sesame Ltd, the largest independent distributor of financial and other insurance products in the UK.

Sesame Research is the only research provider in the UK to offer qualitative analysis on both products and investment funds, for regular savings and lump sum investments. This means that Millhaven Independent Advice receives insight and opinions of a team of experts as well as the nitty-gritty quantitative facts and figures that are so important. This enables Millhaven to provide quality investment advice to all, with a high level of service.

Access to big company research with large resorces, on subjects such as investments, pensions, protection, taxation and trusts, enables Millhaven to provide investment and savings funds and products, that are not only researched by the individual qualified IFA, but in much more depth by fully qualified researchers, and in that fact alone, this gives Millhaven, (of Reading), an advantage over a lot of other IFA's in the market place, that have to do all that work themselves!

For investments, Sesame Research will risk assess every investment fund, to make sure that when Millhaven advises clients, for  advice, on, for example, stocks and shares ISA's, unit trusts and OEICS, that is exactly matches the clients attitude to risk, so that a portfolio of investments can be tailored to the needs of the client. This is most important, for the peace of mind of each client, as is very important to provide the very best investment advice to each and every client. 

 

 

Millhaven Independent Advice of Reading, offers impartial financial advice, with financial reviews on:-

Life Assurance, (under trust where necessary), Critical Illness protection, Income Protection Insurance, health insurance. Protection plans for all.

Remember life cover comes in many forms, not just term assurance, how about convertible term assurance, or family income benefit (very cheap life cover), or even whole of life cover, (cheaper for the younger person)!

Investments, including ISA's, unit trusts, and OEICS for regular savings and also lump sums, and single premium investment bonds, (backed by the Sesame Research Department). We act as wealth managers for individuals.

Pensions, pension schemes, and pension transfers (personal pensions only), Pension planning, retirement options. Stakeholder pensions for individuals, and companies with staff, general pension advice, the state pension, widows pensions..... and more!

Mortgages & re-mortgages. Mortgage solutions, and re mortgaging strategies.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: pay a fee, usually 0.75% of the loan amount, or we can accept commission from the lender, or a combination of both.

Financial services in the round, tailored to meet your individual circumstance, which will be different from any other person!

Due to the size of the Sesame operation, Millhaven Independent Advice acts in association with recommneded specialist providers for the following financial advice:

Pension drawdown, (for the larger pension pot), and phased retirement, with full cash flow planning provided, with free review, and report, from a specialised firm, called Intelligent Pensions, who's consultants are qualified to the very highest standard in the UK. (highly recommended). They will provide expert specialist advice, for pension drawdown, and be able to guide you through the complex world of drawdown, so that you will be able to understand your situation in the round, without fuss or pressure. Please see the specialist page "Pension Drawdown" at the top of this page. Pensions can be very complicated, with legislation changing quite regularly, so some friendly advice may be of help here!

Occupational pension transferrs, done through Gateway Specialist Advice Services, the specialist Sesame advice service provider.

Equity release, done through Gateway, the specialist Sesame advice service provider.

Long term care, done through Gateway, the specialist Sesame advice service provider.

Limited buildings and contents cover (through Sesame Insure). They provide high quality cover with cheap insurance quotes.

Limited unemployment, accident, and sickness protection, (through Sesame Insure), again high quality cover with cheap insurance quotes.

Private Medical insurance,  for individual and company clients, through a firm specialising in those subjects alone.

Debt solutions for those clients facing financial problems and wish to know more.

Commercial finance for those commercial mortgage needs.

Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.

Commercial finance is not arranged via Sesame.

 

Millhaven Independent Advice's financial service

Financial reviews a speciality for the individual or corporate client. Especially for clients wanting to receive independent advice, from a qualifed adviser/advisor, rather than from a tied adviser/advisor, who will normally be tied to one provider only.

The principal of the firm, Mr Stuart Lawes, Dip PFS, has qualified with the  Diploma in financial planning,  from the chartered insurance institute, and is a member of the Personal Finance Society, and for mortgage advice has qualified with the mortgage advice qualification, also from the chartered insurance institute.

You are most welcome at Millhaven for all your financial needs, from life cover to lump sum investments, to equity release, so please feel free to call for an appointment. Please remember you do not have to live in Reading, as we travel! For example, Maidenhead is just up the road, and Swindon not much further! If you are looking for an IFA then Millhaven could be the place to go, for a firm of professional financial advisers.

Speak to a qualified independent financial adviser/advisor today, for a high level of service, and for all your financial planning needs.

Search IFA, search Millhaven! Free consultation, from a qulaified advisor.

Financial advice for all! If you live in London, then please call also as we have many clients there too! Travel is not too much of a problem, and you may find our charges, (if you choose the fee option, lower than a London advisor). Every little bit helps! Anyway you are only just up the road from Reading!

Millhaven also provides financial advice in Wokingham, Lower Earley, Newbury, Ascot, Basingstoke,Bracknell, Maidenhead, Virginia Water, Marlborough, Cookham, Camberley, Hungerford, High Wycombe, Oxford, Wallingford, Slough, Windsor, Marlow, Henley-On-Thames, Swindon, and most of the South East, including London.

Some useful web sites for you - from Millhaven - just click on the title name below:-

By clicking on the below links you will leave the regulated site of Millhaven Independent Advice. Neither Millhaven Independent Advice, nor Sesame Ltd, are responsible for the accuracy of the information contained within the linked sites.

For a State Pension Forecast, or to calculate your State Pension Age:-

The State Pension Service

The Financial Conduct Authority

National Statistics (RPI figures, prices houses, average wages etc). Important for financial planning.

HM Revenue & Customs

BBC

Trustnet (for investment/funds information)

MoneyWeek - FTSE 100 charts + world stockmarket charts (on home page), + currency charts eg pound/euro

Bloomberg - charts of world stock markets

London Stock Exchange - see your share prices + check the FTSE index etc

The Bank of England (inc. quantative easing)

HM Treasury

National Savings

Post Office Savings

Friendsprovident

Aegon Scottish Equitable

Aviva

Scottish Widows

Legal & General

Prudential

Streetmap

Highways agency Traffic infomation, for your journey

World Clock and Time Zones

 

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