Let us help you with your finances, with careful and dilligent financial advice, made simple & easy to understand, and using our fully staffed in house research department.

Millhaven Financial Advice offers qualified, financial advice to individuals with our own philosophy.

The need for good financial planning is crucial for anyone wanting to create financial security for themselves, to ensure that they have structured their affairs correctly. The whole field of financial planning can seem endlessly complicated, especially when you add the tax and legal situations to the basic financial requirements that you may have, so why not let a qualified financial adviser help you to achieve your objectives. Completing a financial review will help you to see your overall circumstances, and talking it through with someone else can be of great help. Pensions can be a real issue that requires advice for example.

Going onto the internet to try to get a grasp of all aspects of financial planning, including savings, pensions, and investment planning, can be a help, but is it the whole answer. For example how many people write their life cover under trust? If you don't, then on death how much goes to the tax man? In a lot of cases around 40%!  Remember, the internet and the information it provides does not make a qualified adviser, and sometimes a little knowledge can be a bit of a problem!

At Millhaven we listen to your needs and circumstances, and you current financial situation, and discuss with you the matters that are of interest to you, in a clear jargon free way, so as to be able to provide the correct,  advice, and select the  appropriate financial products, and investments, for you. We always try to provide you with a high level of service. And remember we are a qualified advisor firm, so you are not stuck with the products of one provider only.

Intrinsic in house research

Intrinsic Financial Services Ltd, is one of  the largest distributors of financial and other insurance products in the UK.

For investments, Intrinsic's  research will risk assess every investment fund, to make sure that when Millhaven advises clients, for  advice, on, for example, stocks and shares ISA's, unit trusts and OEICS, that is exactly matches the clients attitude to risk, so that a portfolio of investments can be tailored to the needs of the client. This is most important, for the peace of mind of each client, as is very important to provide the very best investment advice to each and every client. 

Millhaven of Reading, offers financial advice, with financial reviews on:-

Life Assurance, (under trust where necessary), Critical Illness protection, Income Protection Insurance, health insurance. Protection plans for all.

Remember life cover comes in many forms, not just term assurance, how about convertible term assurance, or family income benefit (very cheap life cover), or even whole of life cover, (cheaper for the younger person)!

Investments, including ISA's, unit trusts, and OEICS for regular savings and also lump sums, and single premium investment bonds. We act as wealth managers for individuals.

Pensions, pension schemes, and pension transfers (personal pensions only), Pension planning, retirement options. Stakeholder pensions, general pension advice, the state pension, widows pensions..... and more!

Mortgages & re-mortgages. Mortgage solutions, and re mortgaging strategies.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: pay a fee, usually 0.75% of the loan amount, or we can accept commission from the lender, or a combination of both.

Financial services in the round, tailored to meet your individual circumstance, which will be different from any other person!

Millhaven  acts in association with recommneded specialist providers for the following financial advice:

Pension drawdown, (for the larger pension pot), and phased retirement, with full cash flow planning provided, with free review, and report, from a specialised firm, called Intelligent Pensions, who's consultants are qualified to the very highest standard in the UK. (highly recommended). They will provide expert specialist advice, for pension drawdown, and be able to guide you through the complex world of drawdown, so that you will be able to understand your situation in the round, without fuss or pressure. Please see the specialist page "Pension Drawdown" at the top of this page. Pensions can be very complicated, with legislation changing quite regularly, so some friendly advice may be of help here! Intelligent Pensions act through qualified intrdoucers only, so Millhaven can assess your situation first, to see if this option may be of help to you.

Equity release, we act as introducers.

Commercial finance for those commercial mortgage needs. For commercial mortgages we act as introducers.

Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.

Millhaven's financial service

Financial reviews a speciality for the individual. Especially for clients wanting to receive  advice, from a qualifed adviser/advisor, rather than from a tied adviser/advisor, who will normally be tied to one provider only.

The principal of the firm, Mr Stuart Lawes, Dip PFS, has qualified with the  Diploma in financial planning,  from the chartered insurance institute, and is a member of the Personal Finance Society, and for mortgage advice has qualified with the mortgage advice qualification, also from the chartered insurance institute.

You are most welcome at Millhaven for all your financial needs, from life cover to lump sum investments, to equity release, so please feel free to call for an appointment. Please remember you do not have to live in Reading, as we travel! For example, Maidenhead is just up the road, and Swindon not much further! If you are looking for a financial adviser then Millhaven could be the place to go, for a firm of professional financial advisers.

Financial advice for all! If you live in London, then please call also as we have many clients there too! Travel is not too much of a problem, and you may find our charges, (if you choose the fee option, lower than a London advisor).

Free Consultation

You can have a free initial consultation, with a financial adviser/advisor. There's no fee, no catch and no obligation on your part.  We can call you to arrange a time that suits you. No pressure, no problems!

It takes time to provide quality investment advice, so Millhaven, (Reading), gives plenty of time to gather all the necessary information, to provide the required investment advice, that you require and deserve.

Please feel free to call Millhaven on, (Reading), 0118 942 9320

E Mail Millhaven on:- stuart@slawes.fsnet.co.uk

And remember Millhaven, (Reading), offers:

Mortgage solutions, remortgaging strategies, pension planning, investment advice, protection plans, retirement options, drawdown, pension switching, and finanial planning for private clients .

Some of the areas Millhaven cover:-

Reading, Wokingham, Newbury, Windsor, Eton, Ascot, Maidenhead, Henely On Thames, Marlow, Oxford, Bracknell, Slough, Cookham, High Wycombe, Hungerford, Swindon, Camberley,  South of England, London.


APPOINTMENTS - click on enquiries above

 About us

 Financial advisers, in Reading, Berkshire.

Financial advice, and financial planning, tailored to suit your needs

Financial advice with no pressure, Financial services for all!

Millhaven Financial Advice is an appointed representative of Intrinsic Ltd, one of the largest distributor of financial and other insurance products in the UK. Millhaven is a firm of  financial advisers. Intrinsic Financial Planning Ltd is ultimately owned by Old Mutual Life. Millhaven is situated in Reading, Bekshire, which is very close to Newbury, Wokingham, Basingstoke, Cookham, Maidenhead, and Ascot, but we travel to your home or office, so you do not have to be in the Reading area to receive advice from us. It's nice to have an advisor come to you ,at a time suitable to you, to discuss matters in a quiet and measured way, no fuss, no pressure, but with a high level of service.

Please feel free to call Millhaven on 0118 942 9320

E Mail on: stuart@slawes.fsnet.co.uk

Or see below under next to send message to Millhaven.


The importance of good  financial advice

The principal of Millhaven Financial Advice, Mr Stuart Lawes, has been  advising within the insurance industry now for over 28 years, educated in Newbury,  previously living in Wokingham, and working in Camberley and Wokingham,and now practicing in Reading, providing financial services to an increasing client bank.  Millhaven Financial Advice, has tie ups with approved providers for expert, specialist financial advice, in the fields of pension drawdown.

Millhaven can review your financial planning needs including savings and lump sum investments, pensions, protection and mortgages. Why go to a single financial provider when you can come to us for financial advice - a wise choice indeed.