About Us... Millhaven Independent Advice, Financial Advisers in Reading
Planning for a comfortable financial future takes confidence, nothing more. Setting your goals is the first step to success. It gives focus and direction. That’s where we can help.
We ask the questions, look into your future, give straight-talking advice and find the right financial solution by:
- identifying your short, medium and long-term goals
- clarifying precisely what you want from life;
- mapping out your route to get there;
- making easy to understand product recommendations;
- adjusting your plan during significant life changes.
Millhaven offers:-
Mortgage solutions, re mortgaging, pension planning, investment advice, protection plans, retirement options, pension transferrs, personal and corporate financial reviews.
Being independent we will look after your personal interests. With access to the entire financial market, we can search thousands of options to find the most suitable products and services for you, in order for us to give you the best advice for your circumstanes.
If you are thinking about creating and putting your financial plan into action, we may consider things you’ve not. Why not talk it through with us today?
Your home may be reposessed if you do not keep up repayments on your mortgage.
For mortgage advice you can choose how we are paid: pay a fee, usually 0.75% of the loan amount, or we can accept commission from the lender, or a combination of both.
Why Millhaven Independent Advice?
The principal of Millhaven, Mr Stuart Lawes, has been advising in the insurance industry now for over 28 years, providing financial advice, originally with Property Growth Assurance, (part of the Phoenix Assurance), then the Sun Alliance, which became the Royal & Sun Alliance, and then, for many years, as an independent financial adviser, so providing a good insight into the insurance sector as a whole. All round experience is very useful in the financial services sector.
As an independent financial adviser we can offer advice unbiased towards any company or product, and we work for you the client, not the company chosen.
We normally work on a face to face meeting senario, collecting the relevant information about your general circumstances, and discuss your needs at the fact finding stage. Recommendations are made in a timely manner, and in clear understandable terms. Financial advice needs to be easily understood at all times.
Time is taken to understand your needs, and to explain options and recommnedations, so there is no rush, and letters produced to show exactly what you have done and why.
There is never any pressure on you to do anything, so is nice and easy, and you can do business with us if you wish, or nothing if you do not have any needs outstanding, or wish to leave things as they are, so no problems either way!
As you will know financial planning can be very complex now, and due to the size of Sesame we work in association with Sesame recommended specialists in the following fields for your peace of mind,and to provide the very best advice:-
Pension drawdown-with full cash flow analysis, annual reviews, free initial report, and consultations from specialist consultants educated to the highest standards.
Occupational pension transfers
Equity release
Long term care - a very specialised sector indeed.Such financial advice needs to be addressed by a specialist in that field.
Limited buildings and contents cover, through our specialist division called Sesame Insure. High quality contracts at affordable prices!
Limited unemployment, accident, and sickness protection, also through Sesame Insure, who will discuss with you your needs to make sure the product is sold properly!
Private medical insurance, for individual and corporate clients, who deal in the whole of market and only work in this advice field, so have the knowledge!
Debt solutions for those clients who may need a helping hand.
Will making, through a firm of solicitors, but an agent will come to you at home, or your office, at very reasonable charges indeed, so taking the problems, and pomp out of making wills and estate planning.
Please note that equity release refers to Home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.
Commercial finance is not arranged via Sesame, but by a quality recommended company.
So for all your financial needs, Millhaven can provide the answer! Advice at affordable prices!
Millhaven also provides financial advice in Wokingham, Newbury, Basingstoke, Maidenhead, Cookham, Camberley, Hungerford, High Wycombe, Oxford, Slough, Windsor, Swindon, and most of the South East, including London.