Protecting your most valuable asset – your home - Defacto 5 star cover - now contents half price (if bought with buildings cover). Underwritten by the Royal & Sun Alliance.
Your life revolves around your home. Knowing you’ve a utopia filled with lots of personal memories to retreat to, gives a certain sense of security. When you’ve invested so much in your home, why risk losing it all?
Home and buildings insurance is a relatively cost efficient way to safeguard your personal possessions and domestic haven against any accidents, damage, fire and theft. Without it, who would foot the bill if disaster struck? 
Choose insurance products that think smarter
You’d be forgiven for thinking that all home insurance products are the same. But pricing, cover, excesses and optional extras do vary widely.
Only a regular review and direct comparisons will show if you’ve got the right level of cover in place at the best price. We advise annually, but a review is increasingly important when you’ve recently added space or made significant alterations to your property.
You are likely to save money if you’ve got:
· a combined buildings and contents insurance policy;
· security devices, like alarms and window locks;
· a good claims history.
Call 0118 958 6562 or send e mail from this site on the HOME page, and we will arrange an agent from Sesame Insure to call you, to check your requirements, and they can send or e mail you a no obligaion quote. We are here to help!
Buildings and contents insurance cover from Sesame (underwritten bv the Royal and Sun Alliance, one of the heavyweights in home insurance). Your home and contents may be the largest asset that you have, and when you decide on cover for that asset you should not just decide on premiums alone. You must look at what may happen in the event of a large claim. Have you really heard of the insurance company, and do you know its claims history? Is the insurer based in the UK, some are based in Africa, or continental europe, with claims being translated into another language to be dealt with elsewhere. The Royal & Sun Alliance is one of the largest general insurers in the UK, with an excellent record of claims payments. Be careful whom you choose. You will know what you have done when you claim!! Only a fool buys on premiums alone!
THE COVER BELOW IS DEFACTO RATED 5 STAR COVER, (very high quality).
You need to be careful when purchasing home and contents cover on the internet about the actual level of cover provided. In order to reduce premiums for "premium hunters" cover can be paired down to save the insurance company money, so you think you have a "good deal", but wait till you claim!
Highly competitive premiums + first rate claims service. Reductions if you are aged over 40, and if you have installed a security device. No additional charge for paying monthly by direct debit. For insurance features see below.
Making the choice easier
Features of Buildings and contents insurance cover:-
Half price contents (when bought with buildings).
£400,000 buildings insurance cover as standard, £80,000 alternative accomodation costs covered.
£50,000 contents insurance cover as standard.
3 years no claims discount up to 15%
Free 24 hour emergency assistance.
New for old product replacement on stolen or damaged items.
Network of approved building contractors and guaranteed work.
Cover for garden furniture and plants, and equipment left outside (up to £750).
Locks and keys replaced if loose keys to home.
Cover for damage to trees and shrubs, such as stolen plants.
Breaks and blockages of drains - to clear blockages.
Escape of water - cover in place to dry the house and redecorate.
Freezer food - if food defrosts then covered.
Can have personal belongings cover for anywhere in the UK and up to 60 days world wide.
Can choose cover for pedal cycles (any number covered)
Can choose legal expenses up to £50,000 in relation to - personal injury, consumer protection, employment, residential, and tax (not self employed).
Why Royal & Sun Alliance?
* Founded in 1710 - the oldest insurance company still trading.
* Both Royal & Sun Alliance were founder members of the Insurance Ombutsman's Bureau.
* RSA has over 20 million customers worldwide.
* Employ around 24,000 people worldwide.
* Have one of the largest in house loss adjusters
* Have a network of approved builders (very important).
* No claims forms - one call does it all!
Note:-
When your retire, your home will represent an asset that can be used if you wish to generate cash, to add towards your overall retirement income. If you would like to see some general details please click below:-
Equity Release
Why not reclaim some time for yourself and let us do all the hard work for you. We’ll take your existing home cover and do a comparison, making sure nothing of value has been overlooked. And if we can reduce your premiums a little and increase your financial protection to make you feel even safer, then all the better.
Buildings insurance
Contents insurance
We usually offer Home Insurance from a single provider.